Hear what our customers say about us.
Happy Borrowers
Save $72,253 on a $700K loan*
1Min. loan with net balance $500,000. Based on total-cost comparison of eligible products. T&Cs and credit criteria apply.
Lenders including non-commission
Cashback from us1
cost or fees
Happy Borrowers
"... unique way of lowering loan cost. They found a cheaper loan, negotiated a better rate than what I could find across multiple brokers and provided cashback. Love the savings."
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"... really helped us get much lower rates with the same bank ... helped us with different structure to get the best outcome."
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"...found me a rate 0.4% lower than what my current lender was offering to retain me. They saved me over $5,000 a year! Very glad I used them."
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Lowest-cost loan for your situation across the 75+ lenders we search, including ones that don't pay brokers.
Some lenders don't deal with brokers. We get the cheapest one from those that do. Sometimes it's the benchmark.
Cashback for 2 years, paid every 3 months. If our trail commission is bigger than the gap, you get that instead.
Why Borrowers Trust Us
Savings Commitment
Lenders compared
Non-panel lenders shown
Products compared
Ongoing Cashback
Periodic loan optimisation
NOT owned by Lenders
Transparent cost information
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75+
6,000+
15-20
~1,200
Regulated & Compliant
*Savings on a home loan of $700k for 30 years with an LVR<=80%. Savings are based on a new loan rate that is lower by 0.52% p.a. for the term of the loan. Savings assume a refinancing cost of $800, with loans being refinanced every 2 years for the duration of the loan term. Minimum cashback is equal to the trail commission on the loan. Cashback is paid a month after settlement, then every three months, with the last payment 25 months after settlement. Figures are rounded for simplicity and should not be taken as predictions or guarantees. Actual savings will depend on your loan amount, loan term, product features, lender criteria and fees.
2Benchmark rates displayed are indicative only and do not constitute loan offers. They reflect the lowest publicly available rate for principal-and-interest loans with a loan-to-value (LVR) ratio of 80%. Actual rates and eligibility depend on your personal circumstances and lender assessment. Lenders offer lower rates for lower LVRs. Some lenders may offer lower rates for specific groups (e.g. first-home buyers or green homes), which we consider when recommending a loan that suits you.
3Comparison rates shown are calculated for a secured loan amount of $150,000 over 25 years, based on monthly repayments. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, or fees will result in a different comparison rate.
General Information Only
Information on this site is general in nature and does not take into account your objectives, financial situation or needs. It should not be relied upon as personal advice. You should consider whether it is appropriate for you and, if necessary, seek independent advice before acting.
No Offer of Credit
Information on this website does not constitute credit assistance or an offer of credit. Credit assistance is provided only after we assess your personal objectives, financial situation and needs in accordance with the National Consumer Credit Protection Act 2009. All applications are subject to lender assessment and approval. Lending criteria and policies may change at any time without notice.
Fixed Rate Loans & Break Costs
For fixed-rate loans, break costs may apply if you change or repay your loan early. These costs can be significant. Ask your broker or lender for details before making changes.
Privacy & Data Protection
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